

Financial wellness is a state of overall well-being where you or your household effectively manages your financial resources, plans for the future, and confidently handle financial challenges and unexpected expenses. It is a balance between financial security, financial goals, and the ability to make informed financial decisions to support a fulfilling life for yourself and your family.
Financial literacy is something that many people did not experience until later in life, after many bad financial decisions. This information is not taught in school. It requires you to make an intentional effort to become literate. Financial Literacy is important because it allows you to maximize your income, no matter the amount, because you understand your money.
